UPI Digital: NPCI has increased the limit for UPI payments. This will allow users to transfer larger sums of money using the Unified Payments Interface system. The update will be effective on September 15 and is designed to improve the utility and convenience of UPI transactions.
India’s digital economy is booming, and the decision to increase the transaction limits was made in response. This change will make it easier for users to pay substantial amounts directly via the UPI platform. UPI is now a more comprehensive payment solution. This new structure is designed to simplify financial transactions for the millions of UPI users who rely on its security and speed.
The announcement states that the limit for UPI transactions within 24 hours has increased to Rs 10 lakh in certain categories. These include insurance premiums, travel costs, and investments. The increase allows for seamless digital transactions of high value that previously were restricted by lower limits. The new limit for credit card payments and purchases of jewelry is Rs. 6 lakh.
Effective from 15th September, now make high-value payments seamlessly with UPI! NPCI has increased the transaction limit to ₹10 lakh within 24 hours for categories like insurance premiums & capital markets, making big payments easier and faster than ever.#NewUPILimits pic.twitter.com/SEmjro8Rop
— BHIM (@NPCI_BHIM) September 8, 2025
Bharat Interface For Money (BHIM), a Bharat-based interface for money, has published a chart that outlines the new transaction limits for all categories. This provides clarity to users and financial institutions. This move is designed to accelerate UPI adoption and help the country transition away from cash-based payments.
National Payments Corporation of India
National Payments Corporation of India is an umbrella organization that operates retail payment and settlement systems throughout India. NPCI is an initiative of both the Reserve Bank of India and the Indian Banks’ Association under the Payment and Settlement Systems Act of 2007. The NPCI is focused on using technology to improve the efficiency of operations and expand the reach of the payment system.
